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      • Mexican Auto Insurance
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      • Renters Insurance
      • Condo Insurance
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      • Scheduled Property Insurance
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    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
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      • Crop Insurance
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
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      • Disability Insurance
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      • Child Health Insurance
      • Travel Health Insurance
      • Prescription Insurance
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    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Additional Insurance ServicesImage of right arrow
      • Special Event Insurance
      • Other Services
      • Wedding Insurance and Special Event Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
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      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
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      • Life Science Insurance
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      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
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      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
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      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
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      • Tow Trucks Insurance
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      • Water Well Drillers Insurance
      • Veterinary Insurance
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      • Extortion Insurance
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      • Leave Management
      • Loss Control Insurance
      • Inland Marine Insurance
      • Kidnapping Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Ransom Insurance
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
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Home > Products > Auto / Car Insurance - Middletown OH Cincinnati OH

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form

Auto Insurance Information

Kansas companies that use vehicles to conduct everyday business need commercial car insurance to remain in compliance with state laws. Plus, if your company leases or finances vehicles, your lienholder has additional commercial auto insurance requirements.

Contact Insurance Partners of Kansas in Witchita, Kansas, to learn more about your company’s commercial auto insurance options.

How Much Commercial Car Insurance Do I Need?

Kansas businesses must purchase at least the minimum required amount of commercial auto liability insurance, including the following:

·        Bodily injury liability to help pay for the costs of third-party injuries after a covered at-fault accident

·        Property damage liability to help pay for the costs of third-party property damage after a covered at-fault accident

·        Personal injury protection (PIP) to help pay for your company driver’s medical expenses, rehabilitation, lost income and funeral expenses, if appropriate, after a covered accident

If your company has auto loans or leases, your lienholder requires full coverage insurance, which may include the following:

·        Collision insurance to help pay for damages to the covered vehicle after colliding with another vehicle or object

·        Comprehensive insurance to help pay for non-accident-related damages, including weather damage, fire, theft or vandalism

·        GAP insurance to help cover the financial gap between the amount you owe on your company vehicle and the settlement from your insurance company after an accident that renders the vehicle a total loss

Talk with your agent to understand the state and your lienholder’s requirements.

How Does Commercial Car Insurance Work?

Commercial auto insurance helps provide financial protection according to the policy’s declarations. It may help protect a business from liability claims and help repair or replace your company’s vehicles after a covered accident.

Like other types of insurance, commercial auto insurance requires regular premium payments. Each insurer sets its rates, so it’s crucial to work with your agent to find a reputable insurance company with the best rates.

Commercial car insurance is a contract between an insurer and a company that provides financial protection for certain events beyond the company’s control, including covered accidents and incidents involving third-party injuries or property damage.

Personal auto insurance policies don’t typically provide coverage for an accident if the vehicle was in use for business purposes at the time. Hired and non-owned auto insurance (HNOA) can help provide the financial protection you need if you or your employees use personal vehicles for work purposes.

What Does Commercial Car Insurance Cover?

In addition to providing appropriate liability coverage and protecting your company’s vehicles, your commercial auto insurance policy can be tailored to offer more coverage, including:

·        Uninsured/underinsured motorist insurance 

·        Inland marine insurance 

·        Roadside assistance  

·        Replacement cost vehicle coverage

·        Rental car reimbursement 

·        Medical payments

Each commercial auto insurance policy provides details about the coverage it offers in the policy’s declarations. Your agent can help you understand how your commercial auto insurance coverage works, and if necessary, they can help you file a claim.

How to Get Commercial Car Insurance

The agents at Insurance Partners of Kansas are ready to help you build a customized commercial auto insurance plan to meet your organization’s needs. Contact us today to get a personalized quote.

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