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      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Mexican Auto Insurance
      • Medical Payments Coverage
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      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
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      • Scheduled Property Insurance
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      • In-Home Business Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
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      • Crop Insurance
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
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      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Long-Term Care Insurance
      • Temporary Health Insurance
      • Supplemental Insurance
      • Disability Insurance
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      • Child Health Insurance
      • Travel Health Insurance
      • Prescription Insurance
      • HSAs
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Additional Insurance ServicesImage of right arrow
      • Special Event Insurance
      • Other Services
      • Wedding Insurance and Special Event Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
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      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
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      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
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      • Railroad Contractors Insurance
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      • Septic Contractors Insurance
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      • Specialized Truck Equipment Insurance
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      • Tow Trucks Insurance
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      • Cyber Liability Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Extortion Insurance
      • Fidelity Bonds
      • Leave Management
      • Loss Control Insurance
      • Inland Marine Insurance
      • Kidnapping Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Ransom Insurance
      • Shipping Insurance
      • Small Business Insurance
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Home > Products > Homeowners Insurance - Middletown OH & Cincinnati OH - Insurance Associates

Homeowners Insurance


Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Homeowners Quote Form

Homeowners Insurance Information

Home Insurance in Middletown OH & Cincinnati OH

Protect Your Home and Everything In It.  


Buying a home is one of the biggest investments and commitments you will ever make. It’s something that you don’t take lightly, and you naturally want to protect your property from any potential hazard. Still, since you can’t eliminate the risk of something going wrong in your home, you should be able to rely on quality homeowners insurance to help you be prepared, nonetheless. 

Insurance Associates is a team of results-driven and service-minded insurance experts who are committed to helping every client get the benefits that are best for their protection and their budgets. Any homeowner can receive help from home insurance, and our priority is to help every client get the most effective and affordable benefits for their needs. 

To get your policy, call us at (888) 423-2488 or request your quote now! 

Common Home Insurance Questions 



Why Is It Important to Have Home Insurance? 

There are any number of severe hazards that could strike in your home at any moment. These include: 

  • Fires

  • Extreme weather

  • Theft of property

  • Vandalism

  • Lawsuits brought by someone who claims you harmed them


These are liabilities to you as a homeowner, and it’s impossible to eliminate the risk of an accident occurring, no matter how hard you might try. Homeowners insurance will be there to help you pay for your recovery costs without having to dig deep into your own pockets. You’ll be able to still be able to afford the ramifications of the accidents that you least expected, but that you can’t avoid. 

How Much Home Insurance Do I Need? 

Homeowners policies offer numerous benefits. These generally include: 

  • Structure Protection: This insures your house in case of damage from fires, weather, theft, vandalism or other hazards.

  • Detached Structures Coverage: Other buildings on your property – such as fences, carports, gazebos and detached garages - will have coverage.

  • Possessions Insurance: This pays for damaged belongings. Protection might cover everything from furniture to food in the pantry and computer systems.

  • Liability Coverage: If you accidentally harm someone or damage their property, you can use this coverage to repay them. Coverage will often apply to incidents both on and off your property.

  • Additional Living Expense Protection:Do you need to move out temporarily after household damage? Let this coverage reimburse you for expenses like dining or hotel bills.


Still, because your home is unique from anyone else’s, you’ll likely need special policy endorsements or supplementary plans to increase your protection, such as: 

  • Scheduled items riders

  • Replacement cost value (RCV) possessions coverage

  • Umbrella liability insurance

  • Flood insurance

  • Earthquake and windstorm endorsements

  • Pet liability insurance


When Is Home Insurance Required? 

If you plan to finance your home, you will in all likelihood have to buy a homeowners insurance policy at the time you close the deal. Still, regardless of whether you have a coverage requirement, consider coverage to be essential to your ability to feel secure in your home. 

Our agents are committed to helping clients get the customized policies that are perfect for them. That’s why we’ll work one-to-one with you to figure out the best ways to get your home the coverage it deserves, but at prices you can afford. We can insure homeowners of all kinds including condo owners, rental property owners, mobile homeowners and high-value homeowners. 

Contact Us Today!
888-423-2488

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1061 North University Blvd.
Middletown, OH 45042

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