Protect What Matters Most.

Your family is your responsibility and your life, and there’s nothing better than watching them succeed and sharing in their ambitions, dreams, and conquests. But should something unexpected happen to you, you’ll want to be prepared for providing the assurance your family needs to keep their futures safe and sound. At Insurance Associates, we’ll work with you to keep your family protected in the event of your untimely death.

A proper Life Insurance policy can give you reassurance knowing that your finances and beneficiaries are secure – from temporary to permanent coverage. At Insurance Associates, we understand that as things in your life change, so will your financial and insurance needs. That’s why it’s important to review your Life Insurance options with a specialist you can trust.

If people depend on you for financial support, life insurance can protect them if something happens to you. If you are looking for coverage in Middletown, Ohio, Insurance Associates wants to help. To learn more about life insurance, contact us at 888-423-2488 or request a quote today. 

Whatever your situation, we offer Life Insurance options, such as:

• Individual Life Insurance
• Group Life Insurance
• Long-Term Care Insurance
• Mortgage Protection Insurance
• Disability Insurance
• Second-To-Die Policy
• Key Person (Key Men) Insurance

Common Life Insurance Questions:

Why Life Insurance?

Life Insurance is one of the most important investments you can make. It’s an investment in yourself and the future of your loved ones, and it’s a way to secure your financial responsibilities to your family.

Your Life Insurance policy can be used to pay off debts and estate taxes, provide money for continuing mortgage payments, and keep your business up and running upon your passing. But most important, it can be used to ensure that your family’s dreams for the future become realities.

Protect what matters most in your life with a policy from Insurance Associates.

How Does Life Insurance Work? 
After you pass away, life insurance can pay a death benefit to the beneficiaries designated in your policy. There are many ways your beneficiaries may be able to use the money provided by the death benefit. For example, it may help them cover funeral expenses, pay off debts or continue to support their lifestyles. 

What Are the Types of Life Insurance? 
Even though there are different types of life insurance, policies typically fall into two categories: 

• Term life insurance—Term policies last for a set number of years and expire at the end of the term. If the insured does not die during the term, the policy will not pay. 

• Permanent life insurance—Sometimes called whole life insurance, permanent policies generally last for the remainder of the insured’s life. Along with providing death benefits, permanent life policies commonly can accumulate cash value. The insured may be able to use the cash value for various purposes while they are still alive.

Since your life insurance needs are unique, speak to an agent to learn more about how different policies may provide the appropriate coverage. 

How Much Does Life Insurance Cost?  
Numerous factors, such as the age of the insured and the amount of coverage in the policy, may influence the cost of life insurance. For more information on policy pricing, speak to your agent. 

Contact Us With Your Life Insurance Questions 
If you are curious about getting life insurance or have questions about coverage, Insurance Associates may be able to help. Call us at 888-423-2488 or request a quote today.