Commercial Auto Insurance in Middletown, OH
Commercial auto insurance is designed to cover vehicles used for business purposes. Insurance Associates offers tailored commercial vehicle insurance solutions to financially safeguard your business and keep your operations running smoothly.
What Does a Policy Cover?
A commercial auto policy typically includes:
- Liability coverage: This helps pay for expenses related to third-party bodily injuries or property damage that you’re found liable for.
- Comprehensive coverage: This covers damage caused by falling objects, fire, natural disasters, theft or vandalism.
- Collision coverage: This covers repairs if your vehicle is damaged in a collision with an object or another vehicle, regardless of fault.
- Uninsured/underinsured motorist coverage: This helps pay for your losses if a company vehicle is hit by an at-fault motorist who doesn’t have insurance or lacks sufficient liability coverage.
- Hired and non-owned auto coverage: This extends financial protection to vehicles your business rents or employees’ personal vehicles used for work.
Who Needs Commercial Auto Insurance?
Commercial auto insurance is usually required for companies that own and use vehicles for work. Some lenders also ask for proof of additional coverage if you finance your vehicles.
Businesses that may benefit from this policy include:
- Contractors
- Delivery companies
- Vehicle-for-hire firms
- Food trucks
- Construction firms
Why Choose Insurance Associates?
We will work closely with you to assess your risks, explain your options and customize a policy that fits your operations and budget. We’re committed to helping you find a competitively priced commercial auto insurance policy that will help you grow your business. Contact us today to request a personalized quote.