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Boat Insurance in Middletown OH & Cincinnati OH

Cast Your Worries Aside.

For most people, owning a boat can be a dream come true. Whether you’re out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners Insurance policy from Insurance Associates, you can relax and enjoy your time away knowing that you’re properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:

  • Yachts
  • Performance Boats
  • Sail Boats
  • Bass Boats
  • Jet Skis
  • WaveRunners

What Can a Boat Insurance Policy Cover?

Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:

  • Vandalism
  • Collision with another boat or object
  • Theft
  • Damage caused by uninsured or underinsured boaters

Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you’re at fault in a boating accident. Coverage options include:

  • Bodily Injury payments
  • Damage to another’s property
  • Medical Payments
  • Guest Passenger Liability

Additional Coverage Options

At Insurance Associates, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

It’s your passion, your dream. Protect that dream for years to come with the right insurance policy from Insurance Associates. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.

Our Locations

Home Office

1061 North University Blvd
Middletown, OH 45042
Main office: 513-952-8437
Toll free: 888-423-2488

Kentucky Office

1021 Majestic Dr., Suite 330
Lexington, KY 40513
Main office: 859-534-9872
Toll free: 888-423-2488

Our Providers

Testimonials

Insurance Associates has been very supportive of me for years. They have my home and auto insurance. The staff is very responsive. The best in customer service.
Joseph Wellinghoff
Mike is very knowledgeable about insurance. If you want to save money---call Mike!!!
Anonymous