May 31, 2023
AgencyThe Risks and Penalties of Driving Uninsured
Ohio requires you to carry car insurance. So, if you don’t have the right policy in place, prepare to face the consequences. Driving without coverage is risky. If you do it, you can expect challenges to follow you. What are some of these penalties? How can you avoid an uninsured driving charge? Driving uninsured might […]
April 27, 2023
AgencyFarm Insurance and Security for Barns and Outbuildings
Think of how much it cost you to construct a barn, silo or equipment garage. You don’t want to watch that investment be destroyed in a tornado or go up in flames in a fire. And to make matters worse, you certainly don’t want someone to enter these buildings and damage them or steal the […]
March 20, 2023
AgencyHow Cyber Insurance Is Moving Beyond Data Breaches
If you are like most people, when you hear the term cyberattacks, you think of data breaches. You think of a hacker that undermines security systems to gain access to sensitive data. Most people think this way because the news only reports these types of breaches. However, there are many other types of data breaches. […]
February 23, 2023
AgencyFrequently Asked Questions for First-Time Home Buyers
Buying your first home is a big decision that comes with responsibility. If you’ve never purchased a home before, it’s normal to have questions. Continue reading for answers to frequently asked homeownership questions. Can I Afford to Buy a Home? If you’re taking out a mortgage on your home, your lender may look at your […]
January 16, 2023
AgencyUnderstanding RV Insurance Deductibles
Like most motor vehicles, RVs need insurance coverage. Most states require it of all registered drivers. With it, you’ll receive financial help if you ever face a costly RV accident or other loss. However, even though the right coverage can pay a lot for your troubles, it might not pay for 100% of losses. Some […]
December 8, 2022
AgencyDo Nurses Need Malpractice Insurance?
The American nursing care industry employees nearly 3 million individuals. Of those, a significant number work for private practices. In these offices, some nurses will have a lighter workload. Others will handle more than they would in a busy trauma center. Yet, one factor remains consistent—nurses provide critical care services to all patients. If they […]
November 11, 2022
AgencyUnderstanding Independent Insurance Agents
Acquiring adequate insurance is critical for individuals, families and businesses to protect their finances and futures. Beyond assessing and understanding what types of insurance you need, you must know how to search for the best coverage. By understanding the different ways to shop for insurance, you may be able to find deals and coverage options […]
October 12, 2022
AgencyBusiness Insurance Breakdown: 5 Misconceptions About Coverage
Business owners need to protect their company from the risks present. Even simply opening their doors introduces risk to the business. Business insurance provides the financial protection most companies need. Yet, there are many misconceptions that stem from obtaining these policies. Business insurance is a complex web of coverage. Many owners don’t take the time […]
September 19, 2022
AgencyDo I Need Life Insurance?
In order to figure out you need life insurance, it might be helpful to learn why other people usually end up getting coverage. Unsurprisingly, life events that often trigger a policy purchase include having a child, buying a home and getting married. In this case, the main reason to purchase coverage is to make sure […]
August 12, 2022
AgencyProper Sun Safety for Summer
Science tells us that too much sunshine can be very harmful to anyone. This can make your time in the sun a serious medical risk. Sun exposure can cause serious physical harm should people not protect themselves. It might lead to dehydration, severe sunburn, and infection. Prolonged exposure to sun can even raise an individual’s […]