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Personal Lines

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Agency

December 8, 2022
Agency

Do Nurses Need Malpractice Insurance?

The American nursing care industry employees nearly 3 million individuals. Of those, a significant number work for private practices. In these offices, some nurses will have a lighter workload. Others will handle more than they would in a busy trauma center. Yet, one factor remains consistent—nurses provide critical care services to all patients. If they […]
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November 11, 2022
Agency

Understanding Independent Insurance Agents

Acquiring adequate insurance is critical for individuals, families and businesses to protect their finances and futures. Beyond assessing and understanding what types of insurance you need, you must know how to search for the best coverage. By understanding the different ways to shop for insurance, you may be able to find deals and coverage options […]
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October 12, 2022
Agency

Business Insurance Breakdown: 5 Misconceptions About Coverage

Business owners need to protect their company from the risks present. Even simply opening their doors introduces risk to the business. Business insurance provides the financial protection most companies need. Yet, there are many misconceptions that stem from obtaining these policies. Business insurance is a complex web of coverage. Many owners don’t take the time […]
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September 19, 2022
Agency

Do I Need Life Insurance?

In order to figure out you need life insurance, it might be helpful to learn why other people usually end up getting coverage. Unsurprisingly, life events that often trigger a policy purchase include having a child, buying a home and getting married. In this case, the main reason to purchase coverage is to make sure […]
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August 12, 2022
Agency

Proper Sun Safety for Summer

Science tells us that too much sunshine can be very harmful to anyone. This can make your time in the sun a serious medical risk. Sun exposure can cause serious physical harm should people not protect themselves. It might lead to dehydration, severe sunburn, and infection. Prolonged exposure to sun can even raise an individual’s […]
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July 7, 2022
Agency

Who Needs Malpractice Insurance and Why?

When people think about malpractice insurance, the insurance needs of doctors and hospitals come to mind. There is good reason for this — as doctors and hospitals bear the brunt of litigation. However, this does not mean that other licensed professionals are somehow exempt from being sued for malpractice. You should pay heed to the […]
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June 3, 2022
Agency

Do Condo Owners Benefit from Personal Umbrella Insurance?

As a condo owner, you know the value of protecting your property. You may know that the condo association’s insurance usually covers the shared areas of your complex. However, you remain responsible within your property. Having liability insurance as a condo owner is very important. Should someone fall and be hurt on your property, you […]
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May 10, 2022
Agency

Are These Insurance Mistakes Costing Your Business?

There’s no question that a comprehensive business insurance policy can save your company a lot of money if a covered incident occurs, like a fire or cyber-attack. However, business insurance isn’t something you can buy and then ignore. As your business grows and evolves, so too do its coverage needs. Let’s take a look at […]
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April 13, 2022
Agency

4 Reasons to Purchase Life Insurance in Your 20s

You probably think that being in your twenties means you have zero need for life insurance. Think again! In fact, this can be one of the best times to consider a policy—way before you actually need one. Here are four reasons to purchase life insurance in your 20s. Reason #1: You Have Student Loans with […]
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March 11, 2022
Agency

Understanding the Costs of Medical Care

It’s no secret that health care is expensive. Cutting-edge technology and delicate procedures make for hefty costs for providers and patients. For most patients, their health insurance pays for the majority of the costs of their care. This significantly lessens the out-of-pocket expenses that the average consumer faces. Though insurance will likely cover a lot […]
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