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Blog

September 21, 2023
Agency

Do You Need Boat Insurance?

Does your home insurance extend to cover your new boat as well? In most cases, it is best to have a stand-alone boat insurance policy. Here are some considerations for you to discuss with your independent agent.  Check the Size and Horsepower  A homeowner’s insurance policy typically limits the size and horsepower of a boat, […]
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October 5, 2023
Agency

3 Factors Driving Commercial Property Insurance Rates

The landscape of commercial property insurance has been steadily toughening over the past years, as indicated by the consistent rise in rates and the presence of challenging market conditions. These changes are primarily attributed to a range of trends that are contributing to increased costs within this sector. Listed below are several key factors that […]
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November 17, 2023
Agency

Don’t Text and Drive While Operating a Company Vehicle

As an employee who operates a company vehicle, it’s important to remember that your safety and the safety of others on the road are paramount. One dangerous activity that should never be done while driving is texting. The consequences of texting and driving can be severe, both for you personally and your business.   Why You […]
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December 29, 2023
Agency

Knowing How Much Home Insurance You Need Based on Your Home’s Value

Home insurance is crucial for every homeowner, but not every home insurance policy is the same. Your insurance needs may be different than your neighbors’ for a variety of reasons—one of which is the value of your home.  It may seem obvious that homes with a higher value generally need more home insurance, but it […]
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January 31, 2024
Agency

Breaking Down Commercial Liability Insurance

It’s easy to figure out what commercial property insurance covers but commercial liability insurance is a bit hazier. In general, this liability insurance makes sure a business is financially protected from any sorts of accidents that occur at the business’ property or by a product from the business.  These sorts of claims and lawsuits aren’t […]
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February 27, 2024
Agency

Factors That Influence Your Car Insurance Rate

As drivers, we must factor car insurance rates into our budgets. It’s only natural, therefore, for us to try and make our insurance bill as affordable as possible. Getting an affordable rate means more than just asking your Insurance Associates agent to find you the cheapest price. It also means taking proactive steps to keep […]
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March 19, 2024
Agency

Choosing a Healthier Diet

It’s time to take a closer look at your diet, as well as what steps you need to take to lose weight. Let’s face it, losing weight is important. Staying fit and healthy can help you to visit the doctor less often, reducing your health insurance claims and costs. It can also help you to […]
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May 16, 2024
Agency

Life Insurance for Newlyweds

Even though you just promised to be faithful until death do you part, you don’t want to think about the reality of that possibility for many, many years. However, accidents and illness can happen at any time, making life insurance an important part of every couple’s financial planning. When discussing your life insurance options with […]
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June 13, 2024
Agency

3 Ways to Boost Your Nutrition

After plenty of bad publicity for unhealthy food products and their effects on the human body, many Americans are trying to make healthier lifestyle choices. Healthcare professionals and nutritionists are quick to recommend both a healthy diet and an exercise routine. But, some people think they can simply hit the gym extra hard after downing […]
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July 11, 2024
Agency

What Kind of RV Insurance is Required

As long as recreational vehicles are used on the road, they must have insurance. As with car insurance, states have varying auto insurance requirements when it comes to RVs. Be sure to check with your state about the minimum requirements. Most states require: Bodily injury liability, which covers medical expenses and legal expenses related to […]
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