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Blog

March 19, 2024
Agency

Choosing a Healthier Diet

It’s time to take a closer look at your diet, as well as what steps you need to take to lose weight. Let’s face it, losing weight is important. Staying fit and healthy can help you to visit the doctor less often, reducing your health insurance claims and costs. It can also help you to […]
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February 27, 2024
Agency

Factors That Influence Your Car Insurance Rate

As drivers, we must factor car insurance rates into our budgets. It’s only natural, therefore, for us to try and make our insurance bill as affordable as possible. Getting an affordable rate means more than just asking your Insurance Associates agent to find you the cheapest price. It also means taking proactive steps to keep […]
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January 31, 2024
Agency

Breaking Down Commercial Liability Insurance

It’s easy to figure out what commercial property insurance covers but commercial liability insurance is a bit hazier. In general, this liability insurance makes sure a business is financially protected from any sorts of accidents that occur at the business’ property or by a product from the business.  These sorts of claims and lawsuits aren’t […]
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December 29, 2023
Agency

Knowing How Much Home Insurance You Need Based on Your Home’s Value

Home insurance is crucial for every homeowner, but not every home insurance policy is the same. Your insurance needs may be different than your neighbors’ for a variety of reasons—one of which is the value of your home.  It may seem obvious that homes with a higher value generally need more home insurance, but it […]
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November 17, 2023
Agency

Don’t Text and Drive While Operating a Company Vehicle

As an employee who operates a company vehicle, it’s important to remember that your safety and the safety of others on the road are paramount. One dangerous activity that should never be done while driving is texting. The consequences of texting and driving can be severe, both for you personally and your business.   Why You […]
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October 5, 2023
Agency

3 Factors Driving Commercial Property Insurance Rates

The landscape of commercial property insurance has been steadily toughening over the past years, as indicated by the consistent rise in rates and the presence of challenging market conditions. These changes are primarily attributed to a range of trends that are contributing to increased costs within this sector. Listed below are several key factors that […]
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September 21, 2023
Agency

Do You Need Boat Insurance?

Does your home insurance extend to cover your new boat as well? In most cases, it is best to have a stand-alone boat insurance policy. Here are some considerations for you to discuss with your independent agent.  Check the Size and Horsepower  A homeowner’s insurance policy typically limits the size and horsepower of a boat, […]
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August 10, 2023
Agency

What Is Uninsured Motorist Coverage?

Most drivers know that if you get into an accident, one of the first things you need to do is gather the contact and insurance information from the other driver. In turn, you should give your auto insurance information to them. But what if the other driver doesn’t have auto insurance? This is where having […]
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June 19, 2023
Agency

The Most Common RV Insurance Claims

Insurance is a wonderful thing, especially when you own and operate something that would be financially difficult to replace, such as an RV. Insurance should put you at ease, because even if something does go wrong, it won’t cost an arm and a leg to fix it. However, most people still don’t want to deal […]
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May 31, 2023
Agency

The Risks and Penalties of Driving Uninsured

Ohio requires you to carry car insurance. So, if you don’t have the right policy in place, prepare to face the consequences. Driving without coverage is risky. If you do it, you can expect challenges to follow you. What are some of these penalties? How can you avoid an uninsured driving charge?  Driving uninsured might […]
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